Montana Motorcycle Accident Lawyer

Montana's partial helmet law requires some riders to wear helmets while exempting others. Understanding exactly who is covered is important—both for compliance and for how it affects your injury claim if you're in an accident.

How Helmet Use Affects Your Claim

Even in states without helmet requirements, insurance adjusters often argue that not wearing a helmet contributed to head injuries, potentially reducing your compensation. An experienced attorney can counter these tactics.

Montana allows lane filtering under specific circumstances—typically when traffic is stopped or moving very slowly. This is different from full lane splitting, as it's more restricted in when and how you can do it.

If you were filtering legally and were hit by another vehicle, you may have a strong case. The key is proving you were within the legal parameters at the time of the accident.

Statute of Limitations: 3 years

In Montana, you have 3 years from the date of your motorcycle accident to file a personal injury lawsuit. Missing this deadline could permanently bar you from recovering compensation.

Fault System: Modified comparative fault (51%)

Montana uses a modified comparative fault system. You can recover damages as long as you're less than 51% at fault. Your compensation is reduced by your percentage of fault.

Minimum Insurance Requirements

Montana requires minimum auto insurance coverage of $25,000/$50,000/$20,000. Unfortunately, these minimums often don't cover the full extent of serious motorcycle accident injuries. This is why it's important to carry uninsured/underinsured motorist coverage.