Kentucky Motorcycle Accident Lawyer

Kentucky's partial helmet law requires some riders to wear helmets while exempting others. Understanding exactly who is covered is important—both for compliance and for how it affects your injury claim if you're in an accident.

How Helmet Use Affects Your Claim

Even in states without helmet requirements, insurance adjusters often argue that not wearing a helmet contributed to head injuries, potentially reducing your compensation. An experienced attorney can counter these tactics.

Lane splitting is illegal in Kentucky. If you were lane splitting when your accident occurred, the other party's insurance will likely try to use this against you. However, this doesn't automatically mean you can't recover damages.

Under Kentucky's comparative fault system, you may still recover damages even if partially at fault, though your award may be reduced by your percentage of fault.

Statute of Limitations: 1 year

In Kentucky, you have 1 year from the date of your motorcycle accident to file a personal injury lawsuit. This is one of the shortest deadlines in the nation—act immediately to protect your rights!

Fault System: Pure comparative fault

Kentucky uses pure comparative fault. You can recover damages even if you're partially at fault—your award is simply reduced by your percentage of fault. If you're 30% at fault for $500,000 in damages, you'd receive $350,000.

Minimum Insurance Requirements

Kentucky requires minimum auto insurance coverage of $25,000/$50,000/$25,000. Unfortunately, these minimums often don't cover the full extent of serious motorcycle accident injuries. This is why it's important to carry uninsured/underinsured motorist coverage.